Buying a Home

April 26, 2021

6 Reasons Closing Won't Happen

What are the top six most common reasons that a house doesn't close on time?

These are in no particular order but I'm saving the ones that you can control to the end so let's get to it!


Today we're talking about reasons why you ...

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April 23, 2021

Realtor to Realtor Referral


Did you know that real estate agents can refer and receive monetary referrals from other real estate agents?

Even if they're not in your area?!

Amazing, Right?

If you are looking for a real estate agent, ask yourself "who do I know that can help me?"

Do you have ...

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April 19, 2021



What is asbestos and why should you have an inspection for it?

We are discussing asbestos and how it can affect you in your home. 

So what is asbestos?

Asbestos is a group of minerals that are small fibers that are heat resistant.

Now I am going to be ...

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Posted in Buying a Home
April 16, 2021

7 Questions for your lender

Here are 7 important questions you should ask your mortgage advisor. Geared toward First Time home buyer questions, but important to anyone buying a house. Get the right mortgage loan questions and answers the first time you meet with your lender.

What questions should you be asking your lender?

Buying a ...

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Posted in Buying a Home
April 12, 2021

What are the best schools and safest neighborhoods in Washington County?

Questions realtors hear on a regular basis but are not allowed to answer? 

So a lot of you when you're moving into an area you want to know where is the safest place to move? 

But in real estate we are not allowed to discuss these because it can ...

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Posted in Buying a Home
April 9, 2021

Pros and cons of living in Maryland

Pros and cons of living in Maryland, specifically Washington County, Maryland.

Did you know that Maryland is the ninth smallest state in America? And it's been nicknamed America in miniature, due to the plethora of different parks that we have in our state because 40% of the state is ...

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Posted in Buying a Home
April 5, 2021

4 Ways to Pay off your Mortgage quicker

Today, we're discussing how to pay down your 30 year mortgage quicker than 30 years, so let's get to it. I'm Sandy Curtis with Berkshire Hathaway Bowen Realty in Hagerstown, Maryland, and today we are discussing paying down your mortgage early.

So let's discuss the different ...

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Posted in Buying a Home
March 31, 2021

Good Neighbor Next Door

Calling all Firefighters, EMTs, Teachers of kindergarten through 12th grade, and Police officers.

If you're looking to purchase a HUD home in a revitalization area, you could qualify for a 50% off discount.

What am I talking about? Well, let's discuss this program and how it may benefit ...

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Posted in Buying a Home
Feb. 10, 2021

How to buy a home with low income


How much house can I afford? Well, that's a question we hear a lot, and we're going to talk about it now. I'm Sandy Curtis with Berkshire Hathaway, Bowen Realty, in Hagerstown, Maryland, and today we're discussing how much do you need to make to ...

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Posted in Buying a Home
Aug. 10, 2020

What does HUD mean by As Is?

Hey guys, Sandy Curtis here with Berkshire Hathaway Bowen Realty in Hagerstown Maryland.

How are you doing today today?


Today I wanted to continue the discussion on HUD properties.

And what today's discussion is going to be is about understanding what their as-is means.


When HUD sells the property they don't repair ...

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Posted in Buying a Home